Platform Services

Every Financial Service
In One Place

WHOLESERVER offers a complete suite of financial infrastructure services, each independently deployable and deeply integrated for maximum efficiency.

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Payments

End-to-end payment infrastructure for every currency, rail, and business model.

Core

Payment Orchestration

Intelligent routing across 200+ payment rails. Automatic failover, multi-currency, real-time settlement and reconciliation. Supports cards, bank transfers, wallets, and alternative payment methods.

Smart routing engine
Automatic failover
200+ payment rails
Real-time reconciliation
Multi-currency support
Instant settlements
Popular

FX & Currency Management

Live FX rates, automated hedging strategies, and multi-currency accounts. Lock in rates, execute spot trades, and protect your margins with forward contracts.

Live FX rates
Forward contracts
Auto-hedging
140+ currencies
FX API access
Rate alerts

Recurring Billing

Subscription management, dunning automation, revenue recovery, and metered billing at any scale. Reduce churn with intelligent retry logic.

Subscription lifecycle
Smart dunning
Revenue recovery
Metered billing
Trial management
Proration

Treasury

Centralised liquidity intelligence and capital optimisation tools.

Enterprise

Treasury Management System

Centralised liquidity management across all accounts, currencies, and entities. Cash flow forecasting, notional pooling, and real-time visibility into your global treasury position.

Cash flow forecasting
Notional pooling
Multi-entity support
Liquidity dashboards
What-if analysis
ERP integration

Investment & Yield

Sweep idle balances into money market instruments, short-term bonds, and yield-generating vehicles. Automated investment policies with full audit trails.

Auto-sweep
MMF integration
Yield optimisation
Policy engine
Audit trails
Tax reporting

Risk & Compliance

AI-powered compliance tooling that keeps you ahead of regulation.

AI-Powered

AML & Fraud Detection

Real-time transaction monitoring with machine learning models trained on global fraud patterns. Screen against 200+ global sanctions lists and adverse media databases.

Real-time screening
200+ sanctions lists
Behavioural analytics
Case management
SAR generation
Regulator reporting

KYC & Onboarding

Automated identity verification, document checking, and ongoing due diligence. Orchestrate your own KYC stack or use our fully managed service.

Document verification
Biometric checks
PEP & sanctions
Ongoing monitoring
Risk scoring
White-label UX

Regulatory Reporting

Automated generation and submission of regulatory reports. Covers EMIR, MiFID II, Dodd-Frank, Basel III, and 50+ local regimes.

Auto-generation
EMIR & MiFID II
Dodd-Frank
Basel III
50+ regimes
Direct submission

Banking Rails

Direct connectivity to the world's core payment networks.

Core

Global Payment Rails

Direct bank-grade connectivity to SWIFT, SEPA Instant, CHAPS, Fedwire, and 40+ local networks. Send and receive in 180+ countries with same-day or instant settlement.

SWIFT member
SEPA Instant
CHAPS direct
Fedwire access
40+ local networks
180+ countries

Analytics

Financial intelligence that drives decisions and demonstrates value.

Financial Analytics Platform

Real-time P&L, exposure dashboards, cohort analysis, and custom financial reporting. Sub-second refresh on all metrics. Export to your data warehouse or BI tools.

Real-time P&L
Exposure tracking
Cohort analysis
Custom reports
Sub-second refresh
Data warehouse export
AI-Powered

AI Financial Insights

Machine learning-driven anomaly detection, predictive cash flow, and spend intelligence. Surface opportunities and risks before they impact your business.

Anomaly detection
Predictive cash flow
Spend intelligence
Risk signals
Recommendations
Natural language queries

Security

Bank-grade security infrastructure across every layer of the stack.

Secure API Gateway

HSM-backed key management, mutual TLS, IP allowlisting, rate limiting, and comprehensive audit logs. Every API call is signed, encrypted, and logged immutably.

HSM key management
Mutual TLS
IP allowlisting
Rate limiting
Immutable audit logs
SOC 2 compliant

Tokenisation & Encryption

Format-preserving tokenisation for sensitive financial data. AES-256 encryption at rest and in transit. FIPS 140-2 Level 3 certified hardware modules.

FPE tokenisation
AES-256 at rest
TLS 1.3 in transit
FIPS 140-2 L3
Key rotation
Data masking

Need a Custom Integration?

Our solutions engineering team will design a bespoke financial infrastructure stack for your specific requirements.

Talk to Solutions Engineering